Volume-X, Issue-VI, November 2024 |
Determinants of saving behavior of tea tribe women in Dibrugarh district of Assam Mrs. Juri Phukan, Assistant Professor, Department of Economics, Dibru College, Dibrugarh, Assam |
Received: 21.11.2024 | Accepted: 26.11.2024 | Published Online: 30.11.2024 | Page No: 110-115 | ||||
DOI: 10.29032/ijhsss.vol.10.issue.06W.011 | |||||||
ABSTRACT | ||
The tea tribe community is the backbone of tea industry of Assam. The origin of tea tribe community can be traced from places such as Bihar, Bengal, Madhya Pradesh and Orissa, Chota Nagpur etc. The workers were bound by harsh contractual terms during the colonial times and bought to Assam by British government to work in tea plantation. Now they become an integral part of Assamese society and known as tea tribe of Assam. Despite their immense contribution to the globally renowned tea industry, the tea tribe community faces a myriad of socio-economic challenges. The situation of tea tribe women is more vulnerable. The tea tribe women are used to be very hard working usually are engaged in tea gardens. The present study investigates the factors which determine the attitude of tea tribe women towards savings. Savings are important for a woman for financial independency and future security. Data are collected purposively from 76 tea tribe households having active women from three different tea estates under Lahowal Development Block of Dibrugarh district of Assam which is also known as Tea City of Assam. Semi structured questionnaires and interview method are used for this purpose. Binomial Logit Model is used to evaluate the significance of the factors which influence attitudes of the tea tribe women towards savings. It is found that household income, number of dependent family members and level of education of the woman are the significant factors of determining attitude of tea tribe households. Income diversification, encouragement of digital knowledge and a culturally sensitive family planning campaign may improve the livelihood of the household and promote saving behaviour of tea tribe women. Keywords: tea tribe, savings, income, education, household. |